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For most people, finding the right home in Lafayette, Louisiana is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Lafayette, Louisiana lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Lafayette within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Lafayette that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Lafayette is a city on the Vermilion River in Lafayette Parish, in the U.S. state of Louisiana. Lafayette is the parish seat. As of the 2000 census, the city had a total population of 110,257; a 2004 census estimate put the metro area's population at 246,160. It is the fourth largest city in the state. The city was founded as Vermilionville in 1821 by a French-speaking Acadian named Jean Mouton. In 1884, it was renamed for the Marquis de Lafayette, who assisted the United States during its Revolutionary War. The city's economy was primarily based on agriculture until the 1940s, when the petroleum and natural gas industry became dominant. The city is also home to the University of Louisiana at Lafayette, formerly University of Southwestern Louisiana. Lafayette has a strong tourism industry, attracted by the Cajun and Creole cultures of the surrounding region and hosts the annual Festival de Musique Acadienne, Festivals Acadiens, and the annual Festival International de Louisiane. -- Source: Wikipedia.com
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Census Data for Lafayette, Louisiana
| Lafayette | Louisiana | United States | |
| Population | 110,257 | 4,468,976 | 281,421,906 |
| Median age | 33.1 | 34 | 35.3 |
| Median age for Male | 31.4 | 32.6 | 34 |
| Median age for Female | 34.8 | 35.3 | 36.5 |
| Households | 43,506 | 1,656,053 | 105,480,101 |
| Household population | 105,819 | 4,333,011 | 273,643,273 |
| Average household size | 2.43 | 2.62 | 2.59 |
| Families | 27,116 | 1,156,438 | 71,787,347 |
| Average family size | 3.07 | 3.16 | 3.14 |
| Housing units | 46,865 | 1,847,181 | 115,904,641 |
| Occupied units | 43,506 | 1,656,053 | 105,480,101 |
| Vacant units | 3,359 | 191,128 | 10,424,540 |
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